The Culture of Spending

by PromdiBlogger on December 14, 2007

My post on the expense I incurred in connection with my credit card reminded me of a joke on the spending habit of Ilonggos (from Panay), Negrenses, and Cebuanos.

Cebuanos spend today what they earned yesterday.

Ilonggos spend today what they earned today.

Negrenses spend today what they will earn tomorrow.

I think there’s a little truth on this based on what I have observed, generally speaking. A credit card agent once told me that he has a lot of clients here in Negros Occidenatal than in Iloilo. Ilonggos from Panay are wary of incurring debt so they’re hesitant to apply for a credit card. As for the Cebuanos, well you can see how entrepreneurial they are so it somehow follow that they are wise spenders. I am now acting like a Negrense haciendera by the frequency of my credit card use when in fact I am just a lowly sakada. Arghh!


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{ 3 comments… read them below or add one }

Maldito December 15, 2007 at 8:23 am

hehehe….i havent read about that…i dont know but I think it depends on the person no matter what ur location is. … I maybe in cebu but I act like an Ilonngo spender..hehhehee……budlay mag save money!!!!!!muna ang weakest part ni maldito…lols

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gladita December 14, 2007 at 8:27 am

Yeah, I’m aware of that also but self-control is really hard. This December, I’ve actually shunned going to the malls to avoid the temptation to spend.

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gladita December 15, 2007 at 10:17 am

hehehe…yup, budlay gid mag save. disiplina gid kinahanglan. i will link you up ha.

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