I was just charged with a P400 for a credit card replacement. I declared my card stolen when in fact it was not, not knowing there’s a fee for it. For my peace of mind and to remind me of my stupidity, I’m willing to pay the price.
You see, I had my credit card photocopied back-to-back as an attachment to my loan application to PS Bank. A trusted agent of ours, whom we know for almost two years, had previously warned us against it. He said no credit card company requires a photocopy of the back of a credit card as supporting document to a credit card application. I remembered this when another agent told me I needed to photocopy the back of my credit card for my PS bank loan application. I was hesitant at first but still obliged since I needed the money. I made an online transaction yesterday and I realized how easy it is to use another person’s credit card as long as you have the cvv (the three numbers at the back of your card). That got me worried. My credit limit was almost used up but then as long as I know someone else know my cvv I won’t be able to relax. So there, I declared my credit card stolen and ended up paying the P400. At least I can sleep well tonight.
{ 10 comments… read them below or add one }
Ahh.. lesson learned, right? And if you really think about it, peace of mind is priceless. I’d shell out the dough if it meant that too.
Lesson learned indeed.
Hahaha! Yeah, I know. I’m trying to fix it to no avail. Luoy man.
Glaaaad, i miss you! puli ko da sa paskwa. tani kitaay ta. basta….text ta ka! mwah!!!!
ouch. sakit sa balatian.
Tikalon: Wow, a new venue for tikal. hehehe…You know I’m quite busy with my raket. Once I get over my minanol, I’ll update this blog.
gladita, hello kabayan. things like what you posted happen to everyone once in a while. hindi ka nag-iisa. LOL! i will blog someday about my own stupidity when i have the chance. for now, congrats because u’ll have good night sleep already.
thanks for dropping by! if we can make money out of our stupidity and kaplpakans then I’d be rich by now. hehehe
Minsan pahamak talaga ang mga credit cards. yung credit cards ko hindi ko na dinadala sa wallet. Itinago ko na sa aking mahiwagang baul sa bahay.
Anyway. nagpa click click lang ako sa mouse sa mga blogrolls hanggang nakarating ako dito. sensya na tagalo ang post ko hehehe. pwede ba tagalog dito?
Iceyelo: Yup, one of the things I regret in life is that I got myself a credit card…several credit cards for that matter. And now I slave myself getting ‘rakets’ just to pay off my debts. Hay naku, I leave my cards at home na din just so I have no choice but to spend in cash. I’m even tempted to cut them.
Salamat naman sa pagbisita dito. You’re always welcome. I’ll return the favor by visiting your blog also. Pwedeng pwede ang Tagalog. Di mo naman maririnig yung punto ko pag nag-Tagalog ako so ok lang.
{ 1 trackback }