My post on the expense I incurred in connection with my credit card reminded me of a joke on the spending habit of Ilonggos (from Panay), Negrenses, and Cebuanos.

Cebuanos spend today what they earned yesterday.
Ilonggos spend today what they earned today.
Negrenses spend today what they will earn tomorrow.
I think there’s a little truth on this […]

I was just charged with a P400 for a credit card replacement. I declared my card stolen when in fact it was not, not knowing there’s a fee for it. For my peace of mind and to remind me of my stupidity, I’m willing to pay the price.
You see, I had my credit card photocopied […]